With the rising costs and inaccessibility of healthcare in Nigeria, choosing the right health insurance companies or HMO in Nigeria can be a challenging task, given the many options available in the market. It is more critical than ever to have the right comprehensive health insurance coverage to ensure you and your family are well protected. You need to find a health insurance company or HMO that offers comprehensive coverage at an affordable price. Difference Between Health Insurance and HMO First, it's essential to understand what health insurance and HMOs are. Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. It can be purchased individually or provided by an employer. On the other hand, HMOs offer managed healthcare services to their clients. HMOs have networks of healthcare providers their clients can access for medical services. They also negotiate discounted rates [...]